Traditional IRA Savings 0.40% APR / 0.40% APY
Roth IRA Savings 0.40% APR / 0.40% APY
*Traditional IRA and Roth IRA savings do not have a minimum balance. Not everyone qualifies for an IRA account. Please contact the credit union for more information.
IRA Certificate of Deposits
6 Mos. 0.20% APR / 0.20% APY Minimum Deposit $1000.00
12 Mos. 0.50% APR / 0.50% APY Minimum Deposit $500.00
18 Mos. 0.75% APR / 0.75% APY Minimum Deposit $500.00
24 Mos. 1.00% APR / 1.00% APY Minimum Deposit $500.00
36 Mos. 1.39% APR / 1.40% APY Minimum Deposit $500.00
48 Mos. 1.49% APR / 1.50% APY Minimum Deposit $500.00
60 Mos. 1.94% APR / 1.95% APY Minimum Deposit $500.00
Rates effective as of 9/10/10. APR = Annual Percentage Rate. APY = Annual Percentage Yield. Certificate yields are fixed for the term of the certificate. Rates subject to change without notice. Maturing certificates will automatically renew for the same term at the yield in effect at maturity. Please note that early withdrawal penalty on certificates is 90 days interest. Fees may reduce earnings on the account. Funds are insured by the NCUA.
